KAMINCZAK // WC EVIDENCE
February 10, 2026 | Steve Kaminczak | 5740 San Felipe St., Apt. 627, Houston, TX 77057 | 979-436-5969 | kaminczak@gmail.com
To: Larry Trimble, The Texas Law Spot | ltrimble@texaslawspot.com
RE: Workers' Compensation Claim | DWC #25218944 | Carrier Claim #25F30M590202
Dear Mr. Trimble,
I'm writing to follow up on our earlier conversation about my workers' compensation claim. You asked for the causation letter before making a decision. That letter is now signed and included in this packet. I want to give you the full picture of what you'd be working with, because this case is stronger than what I could explain over the phone.
On January 30, 2025, I tripped on a wet floor mat during a fire drill at Westbury High School and fell. The school nurse looked at me and sent me back to teach. No one filed an incident report. No one told me I had a workers' comp claim. I kept teaching in pain for five weeks until I collapsed on March 2 and was hospitalized at Memorial Hermann TMC.
Here's what makes this case straightforward: my infectious disease doctor, Dr. Khoury, ordered an MRI on December 23, 2024 — exactly 38 days before the fall — to monitor a pre-existing osteomyelitis condition. That scan showed stable findings: lordosis maintained, L5 fracture at 20% height loss, no retrolisthesis, no edema. The March 3, 2025 MRI, taken one day after hospitalization, showed entirely new findings: retrolisthesis at L3-L4, fracture progression to 30%, and acute bone marrow edema at L5. Memorial Hermann coded the fracture as M48.56XA — "initial encounter" — meaning the treating hospital classified this as a new injury. The carrier is denying the claim based on a 2020 CT scan while ignoring the December 2024 baseline that proves stability 38 days before the fall.
I should be transparent about something: I have diagnosed amnesia, ADHD, and sleep disorders that have affected my cognition and organizational ability. I'm telling you this because I want you to understand both why it took me time to get this evidence organized and why I need competent representation. I am not in a position to handle a BRC on my own.
HISD failed to file a DWC-1 for over a month after my January fall, which I documented through two DWC-154 complaints filed March 14, 2025 (PRI# 418963 and 418964). The DWC sent HISD an education letter on March 26, 2025 in response. I have a union attorney handling any employment-related matters separately. What I need is someone who knows workers' comp to handle the medical claim.
My BRC is February 26 at 10:45 AM. I'm currently self-represented with assistance from OIEC Ombudsman Belinda Person. I believe the other firm has offered to cover your fees, but let me know if a retainer is necessary. This letter will accompany what I have managed to gather in a week using multiple LLM agents as paralegals. If it is all gobbledygook, I apologize.
I know this is a lot. But the medical evidence is clean, the timeline is tight, and the carrier's defense doesn't survive the December baseline. I'd appreciate the chance to discuss it whenever you have time. Besides this BRC, which is my immediate focus, I am pretty sure I have a tight case for ADA missteps that have left me permanently both physically and mentally impaired, a cut and dry case of FMLA retaliation, and a textbook case for wrongful termination. But one bridge at a time.
Respectfully,
Steve Kaminczak | 979-436-5969
MRI COMPARISON: 38-DAY WINDOW
| Clinical Finding | Baseline MRI 12/23/2024 | Post-Injury MRI 03/03/2025 | Significance |
|---|---|---|---|
| L3-L4 Alignment | Lordosis maintained | Minimal retrolisthesis of L3 over L4 | NEW INJURY |
| L5 Vertebral Height | ~20% height loss (stable) | ~30% height loss | AGGRAVATION |
| Bone Marrow Edema | None reported | T1 hypointense / T2 hyperintense signal at L5 | ACUTE TRAUMA |
| ICD-10 Coding | N/A (monitoring scan) | M48.56XA (initial encounter) | NEW DIAGNOSIS |
| Clinical Status | Working full duty | Hospitalized; disabled | CAUSAL LINK |
CASE SUMMARY
DWC Claim #25218944 | Carrier Claim #25F30M590202 | DOI: 01/30/2025
Disputed Issue: Extent of injury. The carrier (CCMSI, self-insured HISD) contends all findings are pre-existing, relying on a 2020 CT scan. The carrier has not addressed the December 23, 2024 MRI baseline.
Rebuttal: The December 23, 2024 MRI — ordered by Dr. Khoury (Infectious Disease) to monitor osteomyelitis — establishes a clean baseline 38 days before the injury. The retrolisthesis and bone marrow edema are new acute findings that appeared only after the fall. The carrier has not addressed this baseline.
PROCEDURAL HISTORY
| Date | Event |
|---|---|
| 01/30/2025 | Workplace fall at Westbury HS. No DWC-1 filed by employer. |
| 03/02/2025 | Claimant collapsed, hospitalized at Memorial Hermann TMC (admitted 03/02, discharged 03/07). |
| 03/14/2025 | DWC-154 complaints filed (PRI# 418963, 418964): employer failed to report injury. |
| 12/16/2025 | ClaimAssist (Memorial Hermann subclaimant) filed DWC-045 requesting BRC. |
| 01/21/2026 | BRC held; one-month continuance granted to gather evidence. |
| 02/26/2026 | Continued BRC scheduled, 10:45 AM. Currently self-represented with OIEC Ombudsman. |
KEY CONTACTS
| Role | Contact |
|---|---|
| Carrier | CCMSI (Houston ISD self-insured), PO Box 3309, Bellaire, TX 77402 |
| Billing Agent | Ethos, novarebr@ethosrisk.com, 866-532-1929 |
| OIEC Ombudsman | Belinda Person, belinda.person@oiec.texas.gov |
| PCP | Julio Rodriguez, rodriguezclinic2@gmail.com (causation letter SIGNED 2/13/26) |
| ID Specialist | Dr. Khoury, 832-410-1464 (ordered Dec 2024 baseline MRI — unavailable for follow-up) |
PRE-INJURY BASELINE
| Date | Event | Evidence |
|---|---|---|
| Dec 11, 2020 | Abdomen/pelvis CT scan (carrier's basis for "pre-existing") | Carrier records |
| Dec 23, 2024 | BASELINE MRI — ordered by Dr. Khoury for osteomyelitis monitoring. Lordosis maintained, L5 fracture at 20%, NO retrolisthesis, NO edema | Section 03 |
INJURY EVENT
| Date | Event | Evidence |
|---|---|---|
| Jan 30, 2025 | WORKPLACE FALL — Tripped on wet floor mat during fire drill at Westbury HS. School nurse examined, sent back to teach. No incident report filed. No DWC-1 filed. | No employer docs (DWC-154 addresses) |
| Feb 2025 | Claimant continued teaching in pain for ~5 weeks. No treatment. Unaware of WC rights. | — |
HOSPITALIZATION
| Date | Event | Evidence |
|---|---|---|
| Mar 2, 2025 | Collapsed at work. Admitted Memorial Hermann TMC. | Section 04 |
| Mar 3, 2025 | POST-FALL MRI — NEW retrolisthesis L3-L4, fracture to 30%, ACUTE bone marrow edema L5. ICD-10: M48.56XA (initial encounter = new injury). | Section 03 |
| Mar 2-7, 2025 | Hospitalized. Neurosurgery recommended L5 corpectomy + L3-pelvis fusion. | Section 04 |
THE 5-WEEK GAP
Between January 30 (fall) and March 2 (hospitalization), claimant worked ~5 weeks with an untreated compression fracture.
- Fracture progression: 20% → 30% height loss from continued weight-bearing
- Employer negligence: HISD filed no DWC-1, gave no WC rights notice, filed no incident report
- Misinformation: Verbally told at Memorial Hermann he could not file WC. Caught in closed-door loop between doctors and ombudsman.
HISD'S FAILURES DURING THE GAP
| Obligation | What HISD Did |
|---|---|
| File DWC-1 within 8 days | Never filed |
| Inform employee of WC rights | Never informed |
| File incident report | Never filed |
| Respond to Dewart's 3/6/25 email | Never responded |
REPORTING & PROCEDURAL HISTORY
| Date | Event |
|---|---|
| Mar 14, 2025 | Filed DWC-154 complaints (PRI# 418963, 418964) |
| Mar 26, 2025 | DWC sent HISD "education letter" |
| Dec 16, 2025 | ClaimAssist filed DWC-045 requesting BRC |
| Jan 21, 2026 | BRC hearing — one-month continuance granted |
| Feb 11, 2026 | New MRI at Memorial Diagnostic |
| Feb 13, 2026 | Rodriguez causation letter SIGNED |
| Feb 26, 2026 | CONTINUED BRC — 10:45 AM CT |
💎 THE 38-DAY WINDOW
Two MRI scans bracket the January 30, 2025 fall by exactly 38 days (before) and 32 days (after). The comparison proves new acute findings that can only be explained by the intervening fall.
SIDE-BY-SIDE COMPARISON
| Finding | Dec 23, 2024 (Pre-Fall) | Mar 3, 2025 (Post-Fall) | Change |
|---|---|---|---|
| Lordosis | Maintained | — | — |
| L5 Height Loss | 20% | 30% | +50% progression |
| Retrolisthesis (L3-L4) | ABSENT | PRESENT | NEW finding |
| Bone Marrow Edema (L5) | ABSENT | PRESENT (ACUTE) | NEW finding |
| ICD-10 Code | — | M48.56XA | "Initial encounter" = NEW |
WHY THIS MATTERS
- Bone marrow edema = marker of ACUTE injury. Absent 38 days before, present 32 days after. No degenerative explanation exists.
- Retrolisthesis at L3-L4 — completely absent in December. Does not appear degeneratively in 38 days.
- Fracture progression from 20% to 30% — additional traumatic compression consistent with fall.
- M48.56XA — treating hospital classified this as a NEW injury event.
HOSPITALIZATION — March 2-7, 2025
Admitted Memorial Hermann TMC. ER Dr. Ryan Walsh documented: "during a fire drill, he fell." H&P documents BP 185/96 and positive straight leg test.
SURGICAL RECOMMENDATION
Neurosurgery (Dr. Benjamin Mouser + Dr. Jawad Khazaal) recommended L5 corpectomy + L3-to-pelvis fusion on 3/4/25.
Steve did NOT refuse surgery — had no leave, no WC filed, couldn't afford 6-month recovery. Nurse Betsy M documented 3/7: "Patient stated will lose his job and that he agrees to discharge."
PICC LINE HISTORY
Had PICC ~16 months for osteomyelitis. Pulled after OPAT cancelled due to Dr. Shah's misheard "street drugs" note + Steve's joke. Dr. Khoury replaced it the next day.
Pain management (Dr. Chad Zhao) did NOT flag drug-seeking — actually recommended increasing gabapentin.
TOX SCREEN EVIDENCE
| Date | Test | Result |
|---|---|---|
| Jan 24, 2025 | Rapid Drug Screen | NEGATIVE |
| Mar 3-7, 2025 | NO SCREEN PERFORMED | — |
| Aug 26, 2025 | Urine Drug Screen | NEGATIVE (opiates, fentanyl, oxycodone) |
Only opiates in system during March admission were HOSPITAL-ADMINISTERED.
COMPLAINTS (DWC-154)
| PRI# | Subject | DWC Response |
|---|---|---|
| 418963 | Employer failed to report injury | Education letter sent to HISD 3/26/25 |
| 418964 | Employer failed to inform of WC rights | Education letter sent to HISD 3/26/25 |
⚠️ Use as timeline shield, not weapon. Don't oversell at BRC.
BRC REQUEST (DWC-45)
Filed by ClaimAssist (Memorial Hermann subclaimant) Dec 16, 2025. Requester: Gerard O'Neill Jr.
DOI confirmed as 01/30/2025 per this filing. Carrier tried to use 03/02/2025 (hospitalization, NOT the fall).
CLAIM FILE REQUEST (DWC-153)
Blank form ready. Ref: R028114-012926. Submit to CCRR@tdi.texas.gov.
SETH DEWART — Email to HISD Admin, March 6, 2025
From: Seth.Dewart@houstonisd.org → To: William.Mader@houstonisd.org
Subject: "Teacher fell Jan 30, 2025" | Date: March 6, 2025 at 9:51 AM
On the day of the fire drill, January 30th, there was a dense throng of people leaving the 600s wing and B wing through the doors outside the Lecture Hall. I saw Steve Kaminczak in the crowd... I did not closely witness the fall, but did see him walking just before, then moments later on the ground — probably five to eight feet away. He was on the ground for more than a few seconds. Someone discussing it later said he must have tripped on a bunched up loose carpet mat... I am sure the doormat was there, because it was still bunched up after we came back inside.
EVIDENTIARY VALUE
- Confirms DOI: January 30, 2025 — third party to HISD admin
- Confirms fire drill, time (~9:00-9:10 AM), and cause (loose carpet mat)
- Confirms hazard persisted — mat still bunched when staff returned
- HISD formally notified — email TO William Mader 3/6/25. Never responded.
- Names additional witnesses: Canady, Officer Turner, Brooks, Sanders
DR. RODRIGUEZ — ✅ SIGNED 2/13/2026
Signed causation letter connecting the January 30, 2025 fall to acute findings on March 2025 MRI. Focuses on bone marrow edema as proof of acute injury.
GAP NOTE
Signed letter does NOT mention height loss progression (20% → 30%). Nice-to-have addendum if Rodriguez is reachable:
"The progression of L5 vertebral body height loss from approximately 20% to 30% between the December 2024 and March 2025 imaging is consistent with acute compression from the reported fall mechanism."
Nice-to-have, not a dealbreaker. Edema argument alone is strong.
DR. KHOURY — ❌ ABANDONED
Doctor unreachable. He ordered the Dec 2024 baseline MRI but is not available. Proceeding without.
FEB 2026 MRI ANALYSIS
Date: 2/11/2026 | Radiologist: Henry Lee, MD | Comparison: NONE
WHAT HELPS US
- Retrolisthesis and anterolisthesis PERSIST — NOT on Dec 2024 baseline. First appeared March 2025.
- Right L4 pars defect PERSISTS
- Severe foraminal stenoses with nerve root compression — still needs surgery
- Structural damage is permanent at 13 months post-injury
WHAT CARRIER WILL USE
- "No acute fracture" — Expected at 13mo. Edema resolves. March 2025 captured acute phase.
- "60% old anterior vertebral wedging" — Radiologist had NO comparison.
- "Comparison: None" — Critical weakness.
3-MRI PROGRESSION COUNTER
| Date | Findings |
|---|---|
| Dec 23, 2024 | Stable. 20% L5 loss. NO retrolisthesis, NO edema |
| Mar 3, 2025 | ACUTE edema, retrolisthesis appears, M48.56XA |
| Feb 11, 2026 | Structural damage persists. Acute inflammation resolved (expected at 13mo). |
RECOMMENDATION FOR TRIMBLE
- Do NOT lead with Feb 2026 MRI — lead with Dec 2024 vs March 2025
- Use Feb 2026 to show ONGOING need for surgery
- Pre-empt: "No acute fracture" at 13 months is expected, not exculpatory
⚠️ KEEP THIS SECTION OPEN DURING THE HEARING
Zoom: tdi-texas-gov.zoomgov.com → "Join Mediation" | ID: 160 0970 1721 | Phone: 551-285-1373
DO NOT try to link the phlegmon to the fall. Carrier's experts will know the difference.
MEDICAL RECORDS ERRORS
Source: Memorial Hermann March 2025 records | Author: Dr. Bhrugesh Jogeshkumar Shah, MD
ERROR 1: "OxyContin from the Street"
🔊 Audio Demo: Speech Without Teeth vs. With Teeth
Listen to how Steve sounds without teeth — this is what Dr. Shah was trying to understand.
ERROR 2: "Getting Drugs by Himself"
ONE-LINER FOR TRIMBLE
"No positive drug screen exists for illicit opiates. The only mention of 'street drugs' is a misheard comment. Jan and Aug 2025 drug screens were both negative."
MISSING EVIDENCE LOG
Items that DON'T EXIST — and why that matters:
- Written WC Denial — DOES NOT EXIST. Claimant told verbally. No formal written denial ever issued.
- Mader Response to Dewart — DOES NOT EXIST. Dewart emailed 3/6/25. Mader never responded.
- HISD Incident Report — DOES NOT EXIST. School nurse examined claimant after fall but no report created.
STILL NEEDED
| Item | Status |
|---|---|
| Jan 30, 2025 incident report | May not exist (that's the point) |
| Dr. Zielinski private causation | Overdue — follow up |
| Payroll/AWW records (13 wks pre-injury) | For benefit calculation |
CLAIMANT
Steve Kaminczak — 979-436-5969 — kaminczak@gmail.com
LEGAL
| Role | Name | Contact |
|---|---|---|
| WC Attorney | Larry Trimble | 713.863.8600 (Amy = intake) |
| Union Rep | Sakis Brown | 281-854-4062 / sbrown@hft2415.org |
| OIEC Ombudsman | Belinda Person | belinda.person@oiec.texas.gov |
MEDICAL
| Role | Name |
|---|---|
| PCP / Causation | Dr. Julio Rodriguez |
| ID Specialist | Dr. Khoury (unreachable) |
| Neurosurgery | Dr. Mouser / Dr. Khazaal |
| Radiologist (Feb 2026) | Dr. Henry Lee, MD |
CARRIER
| Role | Name |
|---|---|
| Carrier | CCMSI (HISD self-insured) |
| Billing Agent | Ethos |
| BRC Requester | Gerard O'Neill Jr (ClaimAssist) |
REFERENCE NUMBERS
| DWC Claim | 25218944 |
| Carrier Claim | 25F30M590202 |
| Employee ID | 00139923 |
| DWC-154 PRI# | 418963 / 418964 |
| Tolling | TLC409008 |
| BRC Zoom | 160 0970 1721 |