KAMINCZAK // EVIDENCE PORTAL
DWC CLAIM #25218944
ATTORNEY-CLIENT PRIVILEGED

KAMINCZAK // WC EVIDENCE

DWC #25218944  |  CARRIER #25F30M590202  |  DOI: 01/30/2025
BRC: FEB 26 2026 — 10:45 CT
ZOOM: 160 0970 1721  |  PHONE: 551-285-1373
Rodriguez Letter — SIGNED
Feb 2026 MRI — RECEIVED
Trimble — RETAINED
BRC Continuance — PENDING DWC
Khoury Letter — ABANDONED
TRIMBLE BRC EVIDENCE PACKAGE
01 READY

February 10, 2026  |  Steve Kaminczak  |  5740 San Felipe St., Apt. 627, Houston, TX 77057  |  979-436-5969  |  kaminczak@gmail.com

To: Larry Trimble, The Texas Law Spot  |  ltrimble@texaslawspot.com

RE: Workers' Compensation Claim | DWC #25218944 | Carrier Claim #25F30M590202

Dear Mr. Trimble,

I'm writing to follow up on our earlier conversation about my workers' compensation claim. You asked for the causation letter before making a decision. That letter is now signed and included in this packet. I want to give you the full picture of what you'd be working with, because this case is stronger than what I could explain over the phone.

On January 30, 2025, I tripped on a wet floor mat during a fire drill at Westbury High School and fell. The school nurse looked at me and sent me back to teach. No one filed an incident report. No one told me I had a workers' comp claim. I kept teaching in pain for five weeks until I collapsed on March 2 and was hospitalized at Memorial Hermann TMC.

Here's what makes this case straightforward: my infectious disease doctor, Dr. Khoury, ordered an MRI on December 23, 2024 — exactly 38 days before the fall — to monitor a pre-existing osteomyelitis condition. That scan showed stable findings: lordosis maintained, L5 fracture at 20% height loss, no retrolisthesis, no edema. The March 3, 2025 MRI, taken one day after hospitalization, showed entirely new findings: retrolisthesis at L3-L4, fracture progression to 30%, and acute bone marrow edema at L5. Memorial Hermann coded the fracture as M48.56XA — "initial encounter" — meaning the treating hospital classified this as a new injury. The carrier is denying the claim based on a 2020 CT scan while ignoring the December 2024 baseline that proves stability 38 days before the fall.

I should be transparent about something: I have diagnosed amnesia, ADHD, and sleep disorders that have affected my cognition and organizational ability. I'm telling you this because I want you to understand both why it took me time to get this evidence organized and why I need competent representation. I am not in a position to handle a BRC on my own.

HISD failed to file a DWC-1 for over a month after my January fall, which I documented through two DWC-154 complaints filed March 14, 2025 (PRI# 418963 and 418964). The DWC sent HISD an education letter on March 26, 2025 in response. I have a union attorney handling any employment-related matters separately. What I need is someone who knows workers' comp to handle the medical claim.

My BRC is February 26 at 10:45 AM. I'm currently self-represented with assistance from OIEC Ombudsman Belinda Person. I believe the other firm has offered to cover your fees, but let me know if a retainer is necessary. This letter will accompany what I have managed to gather in a week using multiple LLM agents as paralegals. If it is all gobbledygook, I apologize.

I know this is a lot. But the medical evidence is clean, the timeline is tight, and the carrier's defense doesn't survive the December baseline. I'd appreciate the chance to discuss it whenever you have time. Besides this BRC, which is my immediate focus, I am pretty sure I have a tight case for ADA missteps that have left me permanently both physically and mentally impaired, a cut and dry case of FMLA retaliation, and a textbook case for wrongful termination. But one bridge at a time.

Respectfully,

Steve Kaminczak  |  979-436-5969

MRI COMPARISON: 38-DAY WINDOW

Clinical FindingBaseline MRI
12/23/2024
Post-Injury MRI
03/03/2025
Significance
L3-L4 AlignmentLordosis maintainedMinimal retrolisthesis of L3 over L4NEW INJURY
L5 Vertebral Height~20% height loss (stable)~30% height lossAGGRAVATION
Bone Marrow EdemaNone reportedT1 hypointense / T2 hyperintense signal at L5ACUTE TRAUMA
ICD-10 CodingN/A (monitoring scan)M48.56XA (initial encounter)NEW DIAGNOSIS
Clinical StatusWorking full dutyHospitalized; disabledCAUSAL LINK

CASE SUMMARY

DWC Claim #25218944 | Carrier Claim #25F30M590202 | DOI: 01/30/2025

Disputed Issue: Extent of injury. The carrier (CCMSI, self-insured HISD) contends all findings are pre-existing, relying on a 2020 CT scan. The carrier has not addressed the December 23, 2024 MRI baseline.

Rebuttal: The December 23, 2024 MRI — ordered by Dr. Khoury (Infectious Disease) to monitor osteomyelitis — establishes a clean baseline 38 days before the injury. The retrolisthesis and bone marrow edema are new acute findings that appeared only after the fall. The carrier has not addressed this baseline.

PROCEDURAL HISTORY

DateEvent
01/30/2025Workplace fall at Westbury HS. No DWC-1 filed by employer.
03/02/2025Claimant collapsed, hospitalized at Memorial Hermann TMC (admitted 03/02, discharged 03/07).
03/14/2025DWC-154 complaints filed (PRI# 418963, 418964): employer failed to report injury.
12/16/2025ClaimAssist (Memorial Hermann subclaimant) filed DWC-045 requesting BRC.
01/21/2026BRC held; one-month continuance granted to gather evidence.
02/26/2026Continued BRC scheduled, 10:45 AM. Currently self-represented with OIEC Ombudsman.

KEY CONTACTS

RoleContact
CarrierCCMSI (Houston ISD self-insured), PO Box 3309, Bellaire, TX 77402
Billing AgentEthos, novarebr@ethosrisk.com, 866-532-1929
OIEC OmbudsmanBelinda Person, belinda.person@oiec.texas.gov
PCPJulio Rodriguez, rodriguezclinic2@gmail.com (causation letter SIGNED 2/13/26)
ID SpecialistDr. Khoury, 832-410-1464 (ordered Dec 2024 baseline MRI — unavailable for follow-up)
02 READY

PRE-INJURY BASELINE

DateEventEvidence
Dec 11, 2020Abdomen/pelvis CT scan (carrier's basis for "pre-existing")Carrier records
Dec 23, 2024BASELINE MRI — ordered by Dr. Khoury for osteomyelitis monitoring. Lordosis maintained, L5 fracture at 20%, NO retrolisthesis, NO edemaSection 03

INJURY EVENT

DateEventEvidence
Jan 30, 2025WORKPLACE FALL — Tripped on wet floor mat during fire drill at Westbury HS. School nurse examined, sent back to teach. No incident report filed. No DWC-1 filed.No employer docs (DWC-154 addresses)
Feb 2025Claimant continued teaching in pain for ~5 weeks. No treatment. Unaware of WC rights.

HOSPITALIZATION

DateEventEvidence
Mar 2, 2025Collapsed at work. Admitted Memorial Hermann TMC.Section 04
Mar 3, 2025POST-FALL MRINEW retrolisthesis L3-L4, fracture to 30%, ACUTE bone marrow edema L5. ICD-10: M48.56XA (initial encounter = new injury).Section 03
Mar 2-7, 2025Hospitalized. Neurosurgery recommended L5 corpectomy + L3-pelvis fusion.Section 04

THE 5-WEEK GAP

Between January 30 (fall) and March 2 (hospitalization), claimant worked ~5 weeks with an untreated compression fracture.

  • Fracture progression: 20% → 30% height loss from continued weight-bearing
  • Employer negligence: HISD filed no DWC-1, gave no WC rights notice, filed no incident report
  • Misinformation: Verbally told at Memorial Hermann he could not file WC. Caught in closed-door loop between doctors and ombudsman.

HISD'S FAILURES DURING THE GAP

ObligationWhat HISD Did
File DWC-1 within 8 daysNever filed
Inform employee of WC rightsNever informed
File incident reportNever filed
Respond to Dewart's 3/6/25 emailNever responded

REPORTING & PROCEDURAL HISTORY

DateEvent
Mar 14, 2025Filed DWC-154 complaints (PRI# 418963, 418964)
Mar 26, 2025DWC sent HISD "education letter"
Dec 16, 2025ClaimAssist filed DWC-045 requesting BRC
Jan 21, 2026BRC hearing — one-month continuance granted
Feb 11, 2026New MRI at Memorial Diagnostic
Feb 13, 2026Rodriguez causation letter SIGNED
Feb 26, 2026CONTINUED BRC — 10:45 AM CT
03 CRITICAL

💎 THE 38-DAY WINDOW

Two MRI scans bracket the January 30, 2025 fall by exactly 38 days (before) and 32 days (after). The comparison proves new acute findings that can only be explained by the intervening fall.

SIDE-BY-SIDE COMPARISON

FindingDec 23, 2024 (Pre-Fall)Mar 3, 2025 (Post-Fall)Change
LordosisMaintained
L5 Height Loss20%30%+50% progression
Retrolisthesis (L3-L4)ABSENTPRESENTNEW finding
Bone Marrow Edema (L5)ABSENTPRESENT (ACUTE)NEW finding
ICD-10 CodeM48.56XA"Initial encounter" = NEW

WHY THIS MATTERS

  • Bone marrow edema = marker of ACUTE injury. Absent 38 days before, present 32 days after. No degenerative explanation exists.
  • Retrolisthesis at L3-L4 — completely absent in December. Does not appear degeneratively in 38 days.
  • Fracture progression from 20% to 30% — additional traumatic compression consistent with fall.
  • M48.56XA — treating hospital classified this as a NEW injury event.
04 READY

HOSPITALIZATION — March 2-7, 2025

Admitted Memorial Hermann TMC. ER Dr. Ryan Walsh documented: "during a fire drill, he fell." H&P documents BP 185/96 and positive straight leg test.

SURGICAL RECOMMENDATION

Neurosurgery (Dr. Benjamin Mouser + Dr. Jawad Khazaal) recommended L5 corpectomy + L3-to-pelvis fusion on 3/4/25.

Steve did NOT refuse surgery — had no leave, no WC filed, couldn't afford 6-month recovery. Nurse Betsy M documented 3/7: "Patient stated will lose his job and that he agrees to discharge."

PICC LINE HISTORY

Had PICC ~16 months for osteomyelitis. Pulled after OPAT cancelled due to Dr. Shah's misheard "street drugs" note + Steve's joke. Dr. Khoury replaced it the next day.

Pain management (Dr. Chad Zhao) did NOT flag drug-seeking — actually recommended increasing gabapentin.

TOX SCREEN EVIDENCE

DateTestResult
Jan 24, 2025Rapid Drug ScreenNEGATIVE
Mar 3-7, 2025NO SCREEN PERFORMED
Aug 26, 2025Urine Drug ScreenNEGATIVE (opiates, fentanyl, oxycodone)

Only opiates in system during March admission were HOSPITAL-ADMINISTERED.

05 READY

COMPLAINTS (DWC-154)

PRI#SubjectDWC Response
418963Employer failed to report injuryEducation letter sent to HISD 3/26/25
418964Employer failed to inform of WC rightsEducation letter sent to HISD 3/26/25

⚠️ Use as timeline shield, not weapon. Don't oversell at BRC.

BRC REQUEST (DWC-45)

Filed by ClaimAssist (Memorial Hermann subclaimant) Dec 16, 2025. Requester: Gerard O'Neill Jr.

DOI confirmed as 01/30/2025 per this filing. Carrier tried to use 03/02/2025 (hospitalization, NOT the fall).

CLAIM FILE REQUEST (DWC-153)

Blank form ready. Ref: R028114-012926. Submit to CCRR@tdi.texas.gov.

06 READY

SETH DEWART — Email to HISD Admin, March 6, 2025

From: Seth.Dewart@houstonisd.org → To: William.Mader@houstonisd.org

Subject: "Teacher fell Jan 30, 2025"  |  Date: March 6, 2025 at 9:51 AM

On the day of the fire drill, January 30th, there was a dense throng of people leaving the 600s wing and B wing through the doors outside the Lecture Hall. I saw Steve Kaminczak in the crowd... I did not closely witness the fall, but did see him walking just before, then moments later on the ground — probably five to eight feet away. He was on the ground for more than a few seconds. Someone discussing it later said he must have tripped on a bunched up loose carpet mat... I am sure the doormat was there, because it was still bunched up after we came back inside.

EVIDENTIARY VALUE

  • Confirms DOI: January 30, 2025 — third party to HISD admin
  • Confirms fire drill, time (~9:00-9:10 AM), and cause (loose carpet mat)
  • Confirms hazard persisted — mat still bunched when staff returned
  • HISD formally notified — email TO William Mader 3/6/25. Never responded.
  • Names additional witnesses: Canady, Officer Turner, Brooks, Sanders
08 ✓ SIGNED

DR. RODRIGUEZ — ✅ SIGNED 2/13/2026

Signed causation letter connecting the January 30, 2025 fall to acute findings on March 2025 MRI. Focuses on bone marrow edema as proof of acute injury.

GAP NOTE

Signed letter does NOT mention height loss progression (20% → 30%). Nice-to-have addendum if Rodriguez is reachable:

"The progression of L5 vertebral body height loss from approximately 20% to 30% between the December 2024 and March 2025 imaging is consistent with acute compression from the reported fall mechanism."

Nice-to-have, not a dealbreaker. Edema argument alone is strong.

DR. KHOURY — ❌ ABANDONED

Doctor unreachable. He ordered the Dec 2024 baseline MRI but is not available. Proceeding without.

FEB 2026 MRI ANALYSIS

Date: 2/11/2026  |  Radiologist: Henry Lee, MD  |  Comparison: NONE

WHAT HELPS US

  • Retrolisthesis and anterolisthesis PERSIST — NOT on Dec 2024 baseline. First appeared March 2025.
  • Right L4 pars defect PERSISTS
  • Severe foraminal stenoses with nerve root compression — still needs surgery
  • Structural damage is permanent at 13 months post-injury

WHAT CARRIER WILL USE

  • "No acute fracture" — Expected at 13mo. Edema resolves. March 2025 captured acute phase.
  • "60% old anterior vertebral wedging" — Radiologist had NO comparison.
  • "Comparison: None" — Critical weakness.

3-MRI PROGRESSION COUNTER

DateFindings
Dec 23, 2024Stable. 20% L5 loss. NO retrolisthesis, NO edema
Mar 3, 2025ACUTE edema, retrolisthesis appears, M48.56XA
Feb 11, 2026Structural damage persists. Acute inflammation resolved (expected at 13mo).

RECOMMENDATION FOR TRIMBLE

  • Do NOT lead with Feb 2026 MRI — lead with Dec 2024 vs March 2025
  • Use Feb 2026 to show ONGOING need for surgery
  • Pre-empt: "No acute fracture" at 13 months is expected, not exculpatory
09 KEEP OPEN AT HEARING

⚠️ KEEP THIS SECTION OPEN DURING THE HEARING

Zoom: tdi-texas-gov.zoomgov.com → "Join Mediation" | ID: 160 0970 1721 | Phone: 551-285-1373

1: "It's Pre-Existing"
Attack: The L5 fracture was already there in December. Old problem.
Answer: "I had a stable, pre-existing L5 fracture in December at 20% height loss. The January 30 fall caused measurable acute worsening: height loss progressed to 30%, NEW bone marrow edema appeared, and NEW retrolisthesis at L3-L4 developed. None of these were present on the December baseline. A stable condition does not spontaneously produce acute edema in 38 days without trauma."
Evidence: MRI Comparison (Section 03), Rodriguez Letter (Section 08)
2: "ER Records Don't Mention the Fall"
Attack: March ER intake doesn't connect to workplace injury.
Answer: "Page 1 of the Memorial Hermann After Visit Summary states: 'Patient endorses falling at his school.' The fall IS documented in the hospital record."
Evidence: Memorial_Hermann_AfterVisitSummary.PDF, Page 1
3A: "Why 5 Weeks to Seek Treatment?"
Attack: If serious, you'd have gone immediately.
Answer: "HISD never filed a DWC-1, never informed me of my workers' comp rights, never documented the incident — despite the school nurse examining me that day. I didn't know I had a compensable injury. I kept teaching because nobody told me to stop. The 5-week delay caused the fracture to progress from 20% to 30% because I was weight-bearing on an untreated acute injury."
Evidence: Missing Evidence Log (05), DWC-154, Dewart statement (06)
3B: "Why No Follow-Up for 10 Months?"
Attack: Hospitalized March, no treatment until Jan 2026.
Answer: 1. Misinformation — told verbally couldn't file WC. 2. Economic duress — teacher, lives alone, no savings, 3-month recovery impossible. 3. Thought case was dead — believed he'd lost after initial BRC. 4. Closed-door loop — back doctor said "use WC doctors," ombudsman said "use private insurance." DWC-154 complaints prove I was actively trying to get claim recognized.
Evidence: After Visit Summary p.2, DWC-154 complaints
4: "Already Wearing a Back Brace"
Attack: Brace at fire drill = already injured.
Answer: "The brace was for a known, STABLE degenerative condition. December 2024 MRI confirms that baseline. Wearing a brace for a chronic condition does not prevent a new acute injury. Edema and retrolisthesis appeared AFTER the fall — the brace is irrelevant to those findings."
Evidence: Dec 2024 MRI (stable baseline), March 2025 MRI (acute changes)
5: "The Car Wreck Caused This"
Attack: October 2025 car accident is the real cause.
Answer: "The March 2025 MRI documenting the acute injury was taken SEVEN MONTHS before the October car wreck. The damage was already documented. These are separate events."
Evidence: MRI date (3/3/25) vs. wreck (10/27/25)
6: "You're Not Credible — Memory Issues"
Attack: Amnesia, date confusion. Testimony can't be trusted.
Answer: "I have documented memory issues from a subsequent head injury. That's why I'm relying on the medical imaging, hospital records, and witness statements rather than my own recollection. MRIs don't have amnesia."
Strategy: Point to documents, not memory. Every claim = specific exhibit.
7: "The Infection Caused the ER Visit"
Attack: Chronic osteomyelitis. March ER was just an infection flare.
Answer: "The bone marrow edema, fracture progression, and new retrolisthesis are STRUCTURAL injuries from the fall — separate from the infection. The phlegmon is from osteomyelitis; the edema and collapse are from trauma."

DO NOT try to link the phlegmon to the fall. Carrier's experts will know the difference.

Evidence: MRI Comparison, Hospital Records
8: "Why Two MRIs if Nothing Was Wrong?"
Attack: MRIs in late 2024 = already a problem.
Answer: "ONE MRI in late 2024 — December 23, ordered by Dr. Khoury, my ID specialist, for routine osteomyelitis monitoring. It was NOT a back injury evaluation. That scan showed stable findings. The March MRI was during emergency hospitalization AFTER the fall."
Evidence: Dec 2024 MRI report (ordered by ID), March 2025 MRI (emergency)
9: "Retrolisthesis Is Degenerative"
Attack: Retrolisthesis is wear-and-tear, not traumatic.
Answer: "December 2024 MRI says 'lordosis maintained' — no retrolisthesis. March 2025 shows retrolisthesis of L3 over L4. It appeared in 38 days. But more importantly — the acute bone marrow edema at L5 is the strongest evidence. Edema does NOT appear from degeneration. And Memorial Hermann coded M48.56XA — 'initial encounter' — classifying it as a new injury."
Evidence: MRI Comparison, Rodriguez Causation Letter
10: "Prior Attorney Dropped You"
Attack: Already had an attorney who reviewed everything and dropped you.
Answer: "My prior attorney withdrew because she couldn't find a doctor willing to write a causation letter on her timeline — not because a doctor reviewed the evidence and refused. She also did not frame the argument around the December 2024 baseline as a clean 38-day comparison. I now have a signed causation letter from Dr. Rodriguez (2/13/2026). The evidence gap has been filled."
Evidence: Rodriguez Letter SIGNED (08), Prior Attorney File (10)
11: "DOI Confusion — 'Week Ago'"
Attack: Hospital says fell "week ago" as of March 3. Dates don't match.
Answer: "I was in acute pain — H&P documents BP 185/96 and positive straight leg test. I was confused about timing. The official DOI on ALL filings — DWC-45, carrier claim, EOR — is January 30, 2025. The carrier has never disputed this date. Dewart's email corroborates late January. My confusion while in acute distress actually demonstrates how impaired I was."
Contributing factor: Claimant is edentulous (no natural teeth) and does not wear dentures to medical visits — a documented pattern across multiple hospital admissions (2018, 2023, 2024). Speaking without dentures while in acute pain significantly impairs communication clarity. The audio below demonstrates the difference:
🔊 AUDIO EXHIBIT — Speech With vs. Without Dentures
Evidence: DWC-45, Carrier EOR, H&P (BP 185/96), Dewart email (3/6/25), nursing assessments (edentulous history)
10 READY

MEDICAL RECORDS ERRORS

Source: Memorial Hermann March 2025 records  |  Author: Dr. Bhrugesh Jogeshkumar Shah, MD

ERROR 1: "OxyContin from the Street"

Record says: "Patient takes over OxyContin from the street for his pain."
Reality: Dr. Shah was older, English not his first language. Steve in severe pain without teeth — had to repeat himself. Doctor misheard. Steve has NO history of tobacco, alcohol, or drug use on file.

🔊 Audio Demo: Speech Without Teeth vs. With Teeth

Listen to how Steve sounds without teeth — this is what Dr. Shah was trying to understand.

ERROR 2: "Getting Drugs by Himself"

Record says: "Patient mentioned he would go get drugs by himself... seems this is not the first time he spoke about getting pain drugs from non-prescription sources."
Reality: Steve WAS joking about "calling my dealer" — admits this. But Error 1 (misheard statement) made staff take the joke seriously. One miscommunication + one bad joke = "pattern" that got OPAT cancelled.

ONE-LINER FOR TRIMBLE

"No positive drug screen exists for illicit opiates. The only mention of 'street drugs' is a misheard comment. Jan and Aug 2025 drug screens were both negative."

MISSING EVIDENCE LOG

Items that DON'T EXIST — and why that matters:

  • Written WC Denial — DOES NOT EXIST. Claimant told verbally. No formal written denial ever issued.
  • Mader Response to Dewart — DOES NOT EXIST. Dewart emailed 3/6/25. Mader never responded.
  • HISD Incident Report — DOES NOT EXIST. School nurse examined claimant after fall but no report created.

STILL NEEDED

ItemStatus
Jan 30, 2025 incident reportMay not exist (that's the point)
Dr. Zielinski private causationOverdue — follow up
Payroll/AWW records (13 wks pre-injury)For benefit calculation

CLAIMANT

Steve Kaminczak — 979-436-5969 — kaminczak@gmail.com

LEGAL

RoleNameContact
WC AttorneyLarry Trimble713.863.8600 (Amy = intake)
Union RepSakis Brown281-854-4062 / sbrown@hft2415.org
OIEC OmbudsmanBelinda Personbelinda.person@oiec.texas.gov

MEDICAL

RoleName
PCP / CausationDr. Julio Rodriguez
ID SpecialistDr. Khoury (unreachable)
NeurosurgeryDr. Mouser / Dr. Khazaal
Radiologist (Feb 2026)Dr. Henry Lee, MD

CARRIER

RoleName
CarrierCCMSI (HISD self-insured)
Billing AgentEthos
BRC RequesterGerard O'Neill Jr (ClaimAssist)

REFERENCE NUMBERS

DWC Claim25218944
Carrier Claim25F30M590202
Employee ID00139923
DWC-154 PRI#418963 / 418964
TollingTLC409008
BRC Zoom160 0970 1721
🎵 AUDIO OVERVIEWS — AI-GENERATED CASE SUMMARIES
Audio One: A Teacher's Three Fights
Audio Two: Teaching With a Telescoping Spine
AI AVATAR
AI TERMINAL
> Portal v3 loaded. Type a question about the case evidence.
> Try: "What's the smoking gun?" or "Rebuttal for pre-existing"
>